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Weekly Project Updates: Ripple Approved for U.S. National Trust Bank, Pump Fun Adds Hyperliquid Perpetuals, ENSv2 Goes Live, etc
每周项目动态：Ripple 获批美国国民信托银行，Pump Fun 新增 Hyperliquid 永续合约，ENSv2 上线等
Ripple's national trust bank approval shifts custody oversight onto federal regulators, so decide whether that charter is worth the compliance burden it imposes.
Judgment
Ripple must decide whether to route RLUSD custody and enterprise stablecoin operations through Ripple National Trust Bank now that OCC approval makes federal supervision the default, trading lighter state oversight for OCC capital, reporting, and custody-control obligations.
Basis
Brad Garlinghouse, Ripple CEO, said the OCC formally approved Ripple National Trust Bank, enabling Ripple to support RLUSD through a federally regulated banking platform and provide digital asset custody for enterprises. Ripple also announced a Coinbase partnership: RLUSD is live on Coinbase Prime, Coinbase Exchange and retail apps, supports 1:1 conversion of US dollars and other supported USD-denominated stablecoins into RLUSD, and will later be available on Coinbase Global Exchange including as collateral. Deposits and withdrawals are supported on XRP Ledger, Base and Ethereum, with Ripple providing liquidity on Base. The mechanism: federal charter approval shifts custody and stablecoin oversight to OCC supervision, but the bank must operate under federal compliance expectations rather than a lighter state trust arrangement.
Unclear The source does not state the OCC charter’s capital, liquidity, or custody-control conditions, nor the approval timeline or compliance cost.
Next Check Ripple’s or the OCC’s public charter record for operating conditions and whether RLUSD custody launches under the trust bank before year-end.